Draft
Insider Program Terms (draft)
Last updated: October 14, 2026
Draft pending legal review. These terms describe the program as we intend to run it with cash commissions. They are being reviewed by our lawyers and may change before they take effect; we will tell Insiders when the final version is published.
These terms cover the NOLGIA Insiders program: how you join, what you earn, how you are paid and what we expect in return. Each section starts with a short summary; the full text below it is what counts. They add to our Terms of Service.
1. About these terms
In short: These terms cover the NOLGIA Insiders program. They add to our Terms of Service, which still apply to everything you do on NOLGIA.
These Insider Program Terms (the "Program Terms") are an agreement between you and Nolgia Inc., a Delaware corporation ("NOLGIA", "we", "us"), about the NOLGIA Insiders program (the "Program"). They supplement our Terms of Service and our Privacy Policy. Where these Program Terms and the Terms of Service conflict about the Program, these Program Terms control; everything else is governed by the Terms of Service.
By applying to the Program, or by taking part in it once approved, you accept these Program Terms. If you do not agree, do not apply.
2. Eligibility and joining
In short: You apply with an invite or on your own, our staff review every application, and we may decline any application.
To join you need a personal NOLGIA account in good standing, you must be at least 18 years old, and you must have at least one public social media profile. The Program belongs to the person, not to an organization: an organization account cannot join.
You join by applying through the Insiders portal at insiders.nolgia.ai. We may invite you with a personal link; an invited application still needs our approval. We review every application and may approve or decline it at our discretion, without giving a reason. If we decline, you may apply again after 30 days.
When we approve you, you choose a public handle, which becomes your profile address (nolgia.ai/@yourname) and the basis of your personal code. We may refuse or change a handle that is misleading, offensive, infringes someone else's rights, or could be mistaken for NOLGIA or our staff.
3. Levels and monthly credits
In short: Your level depends on how many paying customers you referred. It sets your commission rate, and each level comes with free NOLGIA credits every month.
| Level | Paying referrals | Commission in cash | Or in credits | Monthly credits | Audience offer |
|---|---|---|---|---|---|
| Insider | 0 to 4 | 20% | 30% | 200 | 20% off the first month |
| Rising | 5 to 24 | 25% | 35% | 750 | 20% off the first month |
| Elite | 25 or more | 30% | 40% | 2,000 | 25% off the first month |
A paying referral is an account you referred whose first payment has passed its 30-day hold without a refund or chargeback and that is still paying, meaning it has an active paid plan or made a payment in the last 35 days. We count paying referrals once a day.
A move up applies on the day you reach the new threshold. If your count falls below your level's threshold, you keep your level for a grace month; if the count is still below the threshold after it, your level drops. We may set a level by hand, for example to correct an error.
Monthly credits are granted at the start of each monthly period, counted from the day you were approved. They expire at the end of that period and do not roll over. You receive no monthly credits while your participation is suspended or after it ends.
4. Commissions
In short: You earn a commission on what the customers you referred pay for 12 months, in cash or, at a higher rate, in NOLGIA credits. You choose.
For each customer you referred, you earn a commission on what that customer pays us for their own NOLGIA plan and for credit top-ups, net of discounts, refunds, chargebacks and taxes, for 12 months from their first payment. Payments for a Team plan, an enterprise contract or any other plan we negotiate with an organization do not earn commissions.
The rate depends on your level on the day we record the payment and on how you take your commissions, as shown in the table above. A payment for an annual plan earns at most 20% in cash at every level; the rate in credits is not capped.
You choose cash or credits in the Insiders portal; cash is the default. A change applies to payments made after you make it. Commissions already recorded keep the method, rate and hold they were recorded with.
Each commission is held for 30 days after the payment. If the payment is refunded or disputed during the hold, the commission is reduced or cancelled. After the hold, a cash commission becomes available for the next monthly payout (see Cash payouts), and a credit commission is added to your account.
Credit commissions are converted at $0.07 per credit, rounded down to a whole credit, and do not expire while your account is open. For example, on a $39 payment, a 20% cash commission is $7.80; a 30% commission in credits is $11.70, which is 167 credits. Credits, like all NOLGIA credits, have no cash value, cannot be sold, transferred or exchanged for money, and are governed by the credit rules in the Terms of Service.
If a payment is refunded or charged back after its commission became available or was paid, we take the matching amount back: from your future cash earnings for a cash commission, or by removing the matching credits for a credit commission. Your balance may go below zero until later earnings cover it.
A referral counts when the customer creates a new NOLGIA account within 60 days of following your profile or referral link, or uses your code on their first payment, and nobody referred them before. The first referral wins: a later visit through another Insider's link does not move it. Our records decide which referral counts.
Payments made before October 14, 2026 earned referral rewards in credits under the previous version of these Program Terms. Those rewards stay credits.
5. Cash payouts
In short: We pay cash commissions once a month through Stripe, after a 30-day hold, when your balance reaches $50.00. Stripe collects your identity, bank and tax details.
To receive cash commissions, you set up a payout account with Stripe from the Insiders portal. Stripe verifies your identity and collects your bank details and tax information under its own terms, including the Stripe Connected Account Agreement. We do not receive your bank account details. We may refuse or close a payout account that Stripe cannot verify.
Commissions are paid while you are an Insider in good standing. We prepare payouts once a month. A payout includes the cash commissions that cleared their hold, less any amounts taken back. If the total is under $50.00, it carries over to the next month. Our team reviews each monthly payout before it is sent, and Stripe then moves it to your bank on your Stripe payout schedule. Payouts are made in US dollars; we pay Stripe's fees for the transfer, and your bank may charge its own fees.
Cash payouts are currently available to Insiders who live in the United States. Elsewhere you can take your commissions in credits; any cash commission you earn stays in your balance until payouts become available in your country.
We may hold a payout while we review a referral for abuse, and we may correct a payout made in error, including by taking an overpayment back from future earnings.
You are responsible for the taxes on what you earn, in cash and in credits. Stripe collects your tax form (such as Form W-9 in the United States) when you set up payouts and may send you, and the tax authorities, an information return such as Form 1099 where the law requires it.
6. Your audience code
In short: Your personal code gives a new customer a discount on the first month of a monthly plan. It does nothing else.
Your personal code gives a customer a percentage off the first month of any monthly NOLGIA plan: 20%, or 25% while you are Elite. It applies only to a customer who has never paid us before, only to a monthly personal plan, and only to their first month. It does not apply to yearly plans, Team plans, credit top-ups or renewals, and it cannot be combined with other offers.
You may share your code and links publicly. You may not sell your code, offer it through coupon or deal sites, or present it as anything other than your personal NOLGIA Insider code. We may change, replace or stop a code at any time, for example when your level changes or your participation ends.
7. Super Insiders
In short: Some Insiders are invited to make content for us in exchange for a free plan. A missed month earns a warning; a second one ends the arrangement.
We may invite an Insider to become a Super Insider. A Super Insider gets a free NOLGIA plan, and sometimes extra monthly credits, in exchange for publishing an agreed number of posts about NOLGIA each month. The plan, the credits and the posts depend on the size of your audience and are confirmed when the arrangement starts:
| Audience | Plan | Posts per month |
|---|---|---|
| 5,000 to 25,000 | Pro | 2 |
| 25,000 to 100,000 | Pro plus 1,000 credits | 3, including 1 tutorial |
| 100,000 to 500,000 | Studio plus 3,000 credits | 4, including 1 dedicated post, plus a collaboration or live session each quarter |
| Over 500,000 | Agreed individually | Agreed individually |
You submit each post by its link in the Insiders portal. We check automatically that it is public and posted from the account you registered, and our staff then approve or reject it. Only approved posts, or posts still in review that passed the checks, count toward the month.
The arrangement runs month to month and renews automatically while you meet it. If you miss a month's posts, we send a warning. If you miss two months in a row, the arrangement ends and the free plan stops at once; credits already granted stay usable until they expire. Either of us may end the arrangement at any time.
The free plan is for your own use. It has no cash value and cannot be transferred, and while it is active you cannot hold a separate paid personal plan.
8. Disclosure
In short: Every post that mentions NOLGIA must say clearly that you are a NOLGIA Insider. This is the law, not only our rule.
Your relationship with NOLGIA is a material connection under the US Federal Trade Commission's Endorsement Guides and similar laws elsewhere: you earn commissions in cash or credits, your audience gets a discount, and as a Super Insider you get a free plan. Every post, video, story, stream or other content that mentions or links to NOLGIA must disclose that connection clearly and conspicuously, and a link that earns you a commission must be presented as an affiliate link. In particular:
- put a clear label such as #ad or #sponsored, or words such as "I'm a NOLGIA Insider and earn a commission when you sign up", at the START of the caption or description, not hidden among other hashtags or behind a "more" link;
- turn on the platform's own paid partnership or branded content label wherever the platform offers one;
- in video and live content, also say it out loud, near the start and not only in the description;
- make only claims about NOLGIA that are true and that you can back up from your own use, never claim results you have not had, and never imply that NOLGIA endorses you beyond this Program.
You are responsible for your own content and its compliance with the law and with each platform's rules. If we ask you to correct or remove content that breaks this section, you must do so promptly.
9. Use of your content
In short: We may reshare a Super Insider's posts about NOLGIA, credited to you. You keep ownership of your content.
You keep all rights in the content you create. If you are a Super Insider, you grant NOLGIA a worldwide, royalty-free, non-exclusive license to reproduce, display, share and promote the posts you submit under the arrangement, with your name, handle and likeness as they appear in them, in our own channels and in paid promotion, during the arrangement and for 12 months after it ends. We will credit you where the format allows. For other Insiders, we may share or embed your public posts about NOLGIA using the platform's own sharing features, credited to you.
You confirm that you have every right needed for the content you submit, including the consent of anyone who appears in it, and that it does not infringe anyone else's rights.
10. Prohibited conduct and clawback
In short: No self-referrals, fake accounts, spam or misleading claims. Commissions earned that way are cancelled or taken back.
- referring yourself, your own other accounts, or accounts you control, including through another person, device or network;
- creating or encouraging fake, duplicate or throwaway accounts, or paying people to sign up;
- sending unsolicited messages, spam or bulk posts, or posting your links where the community's rules forbid them;
- bidding on NOLGIA or our brand names, or misspellings of them, in search or social advertising, or using our names in your domain names, handles or ads in a way that could be confused with NOLGIA;
- making false, misleading or unsubstantiated claims about NOLGIA, its prices, features or results, or about your relationship with us;
- using a code or link in a way these Program Terms do not allow, or trying to get around any limit, check or rule of the Program.
We check referrals for signs of abuse, such as a referral from your own device, network, card or company, and we may hold a referral for review while we look into it. If we find a breach, we may block the referral, cancel commissions that have not been paid or added yet, take back cash commissions already paid from your future earnings, remove credits already added, and suspend or end your participation. Our records and reasonable judgment decide these questions.
11. Ending your participation
In short: You or we can end your participation at any time. If it ends for a reason other than a breach, we pay your available balance first; if we remove you for a breach, unpaid commissions are forfeited.
You may leave the Program at any time by telling us. We may suspend or end your participation, or end a Super Insider arrangement, at any time and for any reason, with notice where we reasonably can.
When your participation ends, your code and profile stop working, no new referrals are attributed to you, no new commissions are recorded, and monthly credits stop. Credits already added to your account stay there.
If you leave the Program, or we end your participation for a reason other than a breach of these Program Terms or the Terms of Service, we pay your available cash balance (commissions that have cleared their hold, less any amounts taken back) in the next monthly payout before your participation ends, as long as it meets the payout minimum of $50.00.
If we remove you from the Program for breaching these Program Terms or the Terms of Service, commissions not yet paid or added are forfeited, and commissions already paid or added may be clawed back.
Deleting your NOLGIA account ends your participation and cancels anything not yet paid.
12. Changes to the Program
In short: We may change or end the Program. Changes do not take away rewards you already earned.
We may change the Program, including its levels, monthly credits, commission rates, the hold, the payout minimum, the commission period, offers and these Program Terms, or end it entirely. We will post changes here and update the date at the top, and we will tell active Insiders about material changes in the portal or by email at least 14 days before they take effect, unless the change is required by law. A change never reduces commissions on payments made before it takes effect. If you keep taking part after a change takes effect, you accept it.
13. No guarantee of earnings
In short: We do not promise you any number of referrals, commissions or results.
What you earn depends on your audience and on the customers you refer. We make no promise about how many people will sign up or pay, or about the amount of any commissions. The Program, your profile, the directory and the portal are provided as they are, and our liability in connection with the Program is limited as set out in the Terms of Service.
14. Our relationship
In short: You are independent. You are not our employee, agent or partner.
You take part in the Program as an independent participant. Nothing in these Program Terms makes you our employee, agent, partner or joint venturer, and you may not make promises or statements on our behalf. You are responsible for any taxes that apply to what you receive under the Program.
Separate written terms, such as an individually negotiated arrangement, apply only when both of us sign them.
15. Contact
Questions about the Program or these Program Terms? Email contact@nolgia.ai, use our contact page, or write to Nolgia Inc., 8549 Wilshire Blvd, Suite 1180, Beverly Hills, CA 90211, United States.
Change history
- October 14, 2026: Draft, pending legal review: commissions in cash or credits by level, monthly Stripe payouts with a 30-day hold and a $50 minimum, clawbacks from future earnings, tax collection through Stripe, and what happens to unpaid commissions when participation ends.
- October 7, 2026: First version of the Insider Program Terms.